Jakarta, June 13, 2025 — PT Wijaya Karya Realty (“WIKA Realty”) held a Transformation Sharing event featuring Laurel Laras, Account Representative from BPJS Ketenagakerjaan (Indonesia’s Workers Social Security Agency). The hybrid event took place on Friday (06/13) at the 15th floor of Tamansari Hive Office, East Jakarta. During the session, Laurel conducted a socialization on the Employment Social Security Programs offered by BPJS Ketenagakerjaan. The event was attended by board members, management, and all WIKA Realty employees.

Work Accident Insurance (JKK) provides comprehensive protection against work-related risks, including unlimited medical care coverage, wage compensation, disability benefits, and death benefits. “BPJS also offers a Return to Work program and scholarships of up to IDR 174 million for two children of the participant,” Laurel explained.

Death Benefit Insurance (JKM) is designed to protect the family of a participant who passes away due to non-work-related causes, offering benefits such as compensation, funeral costs, and education scholarships for the participant’s children. Meanwhile, Old-Age Security (JHT) functions as a long-term savings program that can be accessed upon retirement, permanent total disability, or death.

Laurel also highlighted the Pension Security Program (JP), which serves as a financial provision for retirement. It provides pension benefits starting at age 59, provided the participant has contributed for a minimum of 15 years. Participants also received information on how to apply for benefits through the Jamsostek Mobile (“JMO”) application.

Through this initiative, WIKA Realty and BPJS Ketenagakerjaan aim to enhance employee awareness of the importance of employment social security protection. This socialization session is part of the company’s commitment to supporting employee welfare and creating a safe, healthy, and sustainable work environment.

During the session, Laurel also presented the key benefits of the BPJS Ketenagakerjaan Protection Programs, which include Work Accident Insurance (JKK), Death Benefit Insurance (JKM), Old-Age Security (JHT), Pension Security (JP), as well as housing financing facilities such as Home Ownership Loans (KPR), Down Payment Loans (PUMP), and Home Renovation Loans (PRP).